The cost of living in Israel is among the highest in the world, and most people overpay on subscriptions, purchases, and recurring services without realizing it. Forgotten subscriptions accumulate, cashback opportunities are missed, and unnecessary expenses add up to thousands of shekels annually.
Save money in Israel through smart shopping, cashback optimization, subscription auditing, and deal hunting. Covers Zap price comparison, BuyMe strategies, cashback programs, credit card perks, loyalty stacking, seasonal sales, and recurring expense reduction. Helps identify unnecessary subscriptions and maximize savings on everyday purchases.
npx skills-il add skills-il/tax-and-finance --skill israeli-smart-saver -a claude-codeI want to audit all my recurring expenses. Help me identify unnecessary subscriptions, check if I am overpaying for telecom and internet, and calculate how much I can save annually.
I want to buy [product]. Help me find the best price: Zap comparison, cashback, discounted gift cards, and interest-free installments. What is the most cost-effective strategy?
I am paying [X] NIS per month for my phone plan. Is that too much? Compare for me with cheaper providers (Golan, Rami Levy) and tell me whether to switch or negotiate.
I want to start using cashback in Israel. Explain the available platforms (Cashback.co.il, Cashdo, BuyMe), how to combine them with credit card benefits, and which mistakes to avoid.
Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expense planning. Covers Bank of Israel prime rate, mashkanta tracks, arnona by city, Sal Briut costs, and Israeli household benchmarks.
Analyze Israeli bank transactions, spending patterns, and financial data across Israeli banks and credit card companies. Use when user asks about bank transactions, spending analysis, "cheshbon bank", budget tracking, or needs to categorize Israeli banking data. Enhances israeli-bank-mcp, il-bank-mcp, and asher-mcp servers with financial analysis workflows. Supports Hapoalim, Leumi, Discount, Mizrahi, Visa Cal, Max, Isracard. Do NOT use for payment initiation, money transfers, or investment advice.
Calculate cryptocurrency capital gains tax per Israeli Tax Authority (Reshut HaMisim) regulations and generate Form 1325 reporting data. Use when a user needs to compute crypto tax obligations using FIFO cost basis, classify DeFi income (staking, liquidity mining, airdrops) for Israeli tax purposes, prepare annual tax filing data, or understand reporting thresholds and advance payment (mikdamot) requirements. Covers Section 2(1) of the Income Tax Ordinance, Circular 2018/05, and the 25% capital gains rate for individuals. Do NOT use for non-Israeli tax jurisdictions, general income tax calculations, or VAT (maam) on crypto business activities, which require separate professional consultation.
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