Navigate Israel's four HMOs (kupot cholim) and healthcare system for service comparisons, referrals, and coverage decisions. Use when user asks about Clalit, Maccabi, Meuhedet, Leumit, health basket, specialist referrals, supplementary insurance, or switching HMOs.
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Israel's healthcare system with four competing HMOs, multi-tier coverage levels, and Hebrew-language processes can be confusing, especially for new immigrants or when comparing supplementary insurance options, understanding referral procedures, or knowing patient rights under the National Health Insurance Law.
npx skills-il add skills-il/health-services --skill israeli-hmo-navigator -a claude-codeI just made aliyah to Tel Aviv. Compare Clalit vs Maccabi for a young couple with no children
My doctor gave me a hafnaya to a dermatologist. What are the steps and how long should I wait?
Compare supplementary insurance (mashlim) plans across all four HMOs for a 35-year-old
What dental coverage is available through kupat cholim supplementary insurance vs private dental plans?
Guide to fertility treatments in Israel including IVF coverage, health basket entitlements, surrogacy law, egg freezing, and navigating kupat cholim fertility services. Use when a user needs information about IVF funding through the national health system, understanding SHABAN supplementary insurance for fertility, the legal framework for surrogacy and sperm donation, or cost breakdowns for fertility treatments. Israel is a world leader in IVF per capita with generous public funding for first two live births. Do NOT use for medical fertility diagnosis or treatment recommendations.
Comprehensive guide to navigating elder care in Israel. Helps families with Bituach Leumi long-term care benefits (gimlat siud), private nursing care insurance (bituach siudi) through kupot cholim, old-age pension (kiztavat zikna), nursing homes (beit avot) and assisted living (diur mugan), home care, enduring power of attorney (yipuy koach mitmashech), and guardian appointment (apotropus). Use when caring for an aging parent, comparing care options, checking benefit eligibility, or planning advance directives. Prevents crisis-driven decisions by consolidating all elder care information. Do NOT use for general Bituach Leumi benefits, private pension funds, or HMO/health insurance questions.
Guide to Israeli emergency services, hospitals, trauma centers, and urgent care. Use when a user needs information about calling MDA (Magen David Adom), visiting Terem urgent care, navigating hospital ERs, understanding triage, or learning about patient rights during emergencies in Israel. Covers the 5 Level-1 trauma centers, ER copay rules, blood donation through MDA, and when to call 101 vs go to Terem. Do NOT use for non-Israeli emergency systems or medical diagnosis.
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