Israeli Insurance Comparator
Trusted87/100The Problem
The Israeli insurance market is complex, with multiple product types — compulsory car insurance (hova), comprehensive (makif), third-party (tzad gimel), home insurance, and supplementary health insurance — each offered by dozens of insurers with different pricing structures and policy terms. Manually comparing across 20+ providers requires significant time and expertise, and consumers often overpay due to lack of transparency. This skill aggregates data from the CMA calculator, Hova.co.il, Shukabit, and Wobi to enable fast, informed comparisons.
Compare car insurance (mandatory hova, comprehensive makif, third-party), home insurance, and health supplementary insurance across 20+ Israeli insurers using official government calculators and private comparison platforms. Use when a user needs to find the cheapest insurance quote, understand policy differences, or prepare for annual renewal negotiations. Guides through CMA calculator at car.cma.gov.il, Hova.co.il, Shukabit, Wobi, and Bestie. Do NOT use for life insurance, pension fund selection, or travel insurance comparisons.
skills-ilUpdated: March 26, 2026|Tags:insurancecar-insuranceprice-comparisonpolicymandatory-insurancecomprehensive-insurance
npx skills-il add skills-il/tax-and-finance --skill israeli-insurance-comparator -a claude-codeInstall on Claude.ai, Claude Desktop, ChatGPT, or other platforms
- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
When to Apply
- Renewing car insurance (hova, makif, or tzad gimel) and comparing quotes across providers
- Evaluating whether to switch supplementary health insurance plans (Clalit Mushlam, Maccabi Zahav, Meuhedet Adif)
- Comparing home insurance costs including structure and contents before signing a mortgage
- Analyzing coverage gaps between existing policies to identify overlaps or missing protections
- Calculating total annual insurance spend for a household and finding savings opportunities
Try These Prompts
Compare Compulsory Car Insurance
Compare compulsory car insurance (hova) for a 2022 private vehicle, driver age 35 with no claims in the past 3 years. Show the 5 cheapest quotes including insurer name, annual price, and discount breakdown.
Compare Supplementary Health Insurance
Compare supplementary health insurance plans from Clalit, Maccabi, Meuhedet, and Leumit — second and third tier. Focus on coverage for private surgeries, medications not in the health basket, and complementary medicine.
Home Insurance Analysis for Mortgage
I am taking a mortgage on a 2M NIS apartment in Tel Aviv. Compare structure and contents insurance across 5 leading providers, including earthquake and plumbing damage coverage.
Insurance Overlap Audit
I have comprehensive car insurance, home insurance, and third-tier supplementary health insurance. Check for coverage overlaps (e.g., personal accidents, travel abroad) and recommend where I can save.
Frequently Asked Questions
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