Utility costs in Israel — electricity, water, gas, and arnona (municipal property tax) — vary by provider, residential area, and consumption patterns, with complex tariff structures including tiers, discounts, and seasonal surcharges. With the opening of the electricity market to independent producers, the introduction of smart meters, and the expansion of residential solar energy, there are more options than ever but also more confusion. This skill consolidates tariff information for all services, enables provider comparison, and calculates the return on investment for renewable energy.
Compare electricity providers, water tariffs, natural gas rates, and arnona (municipal property tax) across Israeli municipalities and utility companies. Use when a user needs to understand IEC tariff structures, calculate solar panel ROI, compare tiered water pricing, or evaluate arnona differences between cities. Covers electricity market deregulation, independent power producers, Mekorot water pricing, and municipal rate variations. Do NOT use for commercial/industrial utility contracts, telecommunications comparisons, or utility infrastructure investment analysis.
npx skills-il add skills-il/tax-and-finance --skill israeli-utility-rates-comparator -a claude-codeI consume an average of 800 kWh per month in a Tel Aviv apartment. Compare the monthly cost between IEC and private electricity producers operating in the area. Show per-kWh tariff, estimated monthly cost, and contract terms.
I have a 50 sqm roof on a private house in Beer Sheva. Calculate the viability of solar panel installation: installation cost, expected annual electricity production, monthly savings, grid sell-back income, and payback period.
Compare residential arnona for a 100 sqm apartment across Tel Aviv, Jerusalem, Haifa, Beer Sheva, and Raanana. Show per-sqm rate, available discounts (students, single parents, seniors), and the appeal process.
Family of 6 in Petah Tikva. Explain the water tariff structure (recognized quantity and excess), calculate the expected bill for 25 cubic meters monthly consumption, and check if we qualify for the large family discount.
Save money in Israel through smart shopping, cashback optimization, subscription auditing, and deal hunting. Covers Zap price comparison, BuyMe strategies, cashback programs, credit card perks, loyalty stacking, seasonal sales, and recurring expense reduction. Helps identify unnecessary subscriptions and maximize savings on everyday purchases.
Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expense planning. Covers Bank of Israel prime rate, mashkanta tracks, arnona by city, Sal Briut costs, and Israeli household benchmarks.
Analyze Israeli bank transactions, spending patterns, and financial data across Israeli banks and credit card companies. Use when user asks about bank transactions, spending analysis, "cheshbon bank", budget tracking, or needs to categorize Israeli banking data. Enhances israeli-bank-mcp, il-bank-mcp, and asher-mcp servers with financial analysis workflows. Supports Hapoalim, Leumi, Discount, Mizrahi, Visa Cal, Max, Isracard. Do NOT use for payment initiation, money transfers, or investment advice.
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